In-store layaway

A little planning. A home you love.

Start with at least 10% down, then pay in full within six months. Our in-store layaway plan helps you plan for the furniture or mattress you want at today's price.

Your price is held. Merchandise is not reserved until your layaway is fully paid off.

Furniture room displays inside the 5th Avenue Furniture Southfield showroom
Find your inspiration at our Southfield showroom.
10%Minimum down payment
6 monthsTo pay in full
Price heldMerchandise reserved after payoff

Plan your next room

Three steps to get started.

Visit us in person to choose your pieces and review the full layaway terms with our team.

Choose in the showroom

Explore furniture and mattresses at our Southfield or Detroit showroom. Our team can help you start your in-store layaway.

Start with at least 10%

Make a down payment of at least 10% of your total purchase price. Your price is held for up to six months; merchandise is not reserved before payoff.

Complete your payment

Pay in full within six months. After payoff, we begin transferring your merchandise to our local warehouse, subject to availability and delivery schedules.

For pickup orders, collect from the showroom designated at purchase. Pickup hours are Monday–Saturday, 10 a.m.–7 p.m.

Before you begin: Layaway payments are nonrefundable, and changes carry a $50 service fee and store-credit treatment. Please review all eight terms below.

The full details

Layaway terms & conditions.

Read these terms before starting your plan. Our team is here to help with your questions.

  1. Price Hold

    Your layaway will lock in the price of the item(s) for up to 6 months. However, the merchandise itself is not reserved until the layaway is fully paid off.

  2. Down Payment

    A minimum of 10% of the total purchase price is required as a down payment to initiate the layaway.

  3. No Cancellations or Refunds

    Once a layaway is initiated, it cannot be canceled, and no refunds will be issued for any payments made.

  4. Changes & Service Fees

    Any changes made to your layaway after it has been initiated, such as changing items or adjusting the payment plan, will result in a $50 service fee. Additionally, any funds already paid will be converted to store credit, which can be used for future purchases.

  5. Delivery/Pickup Estimate Upon Payoff

    Once your layaway is paid in full, we will begin the process of transferring your merchandise to our local warehouse. This transfer can take as little as 1 Business Day or up to 12 weeks, depending on availability and delivery schedules.

  6. Discontinued Items

    We are not responsible for any items that become discontinued during the layaway period. In the event that an item is no longer available, we will work with you to find a comparable alternative or provide other options. Payments made can only be used as store credit. Additionally, no service fee will be assessed for this particular instance.

  7. Timely Payments

    Full Payment must be made within 6 months. Failure to meet payment deadline could result in the cancellation of the layaway, and all funds paid will be converted to Store Credit which is only valid up to 1 year from date Layaway was initially created.

  8. Price Adjustment Flexibility

    If the price of an item decreases during the layaway period, we will honor the lower price. Please inform sales associate to make necessary change. 5th Avenue is not responsible for facilitating the process.

By utilizing our layaway program, you agree to these terms and conditions. We look forward to helping you furnish your home with ease and flexibility!

Let's plan your next room

Start with a visit.

See the pieces you love in person and talk through your layaway questions with our team.